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1^st Innovative Finance Group
Guaranteed Rates and Fees!

1011 W. Whittier Blvd #A
La Habra, CA 90631
Office: (888) 822-5363
Ken: (800) 508-7048

As California mortgage brokers, First Innovative Finance Group searches for the best California home loans for you, regardless of your borrowing situation.  If you need a real estate loan in California, 1st Innovative can help you with poor credit loans, bad credit California home loans, no credit loans, even if you have a bankruptcy or charge-offs. If you need a California home equity loan or any type of California home loan, no matter what your credit situation, contact us. We can help.

Ken's California Home Loans Blog is a great place to start if you want to learn more about the mortgage industry, how real estate loans work, and how you can make sure you're getting the right loan for you. Ken also posts his free mortgage advice articles at this free home loans articles site, and this home financing articles archive. If you're new to real estate loans in Los Angeles, or you're in the market for first time home mortgages in California, you should read Ken Go's California Home Loans blog which is constantly updated with the latest information about various mortgages and programs available for financing your home.

Ken has nineteen years in the southern California home loan market. His honesty and courtesy equal loyalty to his customers. Forget about "good faith estimates." With 1st Innovative Finance Group, all loan rates and fees are guaranteed upon application.

On real estate purchase and refinance loans, if you already have a quote and need a second opinion, no problem. You'll be under no obligation if you get another quote from us.

From the worst credit to the best, we treat you the same and charge the same. We also work with our customers to help raise their credit scores. You get a free credit report and consolidation, with free dispute forms for the three bureaus. We also do alternative loans to people with sub prime credit with no money down (more on our California home loan information page). Because of our help for people with poor credit, we are proud that we have helped with first time home mortgages in California, in many cases for people who thought they couldn't qualify. 

If you're back east, we suggest you try these New York mortgage brokers who offer service like ours for New York state mortgages. For very basic information and advice about home loans, check out these frequently asked questions about mortgages.

NEW: We now have a special zoning program with a .5% discount on the best prevailing rates, just by being in the right zip code.

Ken Go speaks English, Chinese, and Filipino (Tagalog). Call today! Ken can get you bad credit loans and home equity loans for debt consolidation mortgages and refinancing California home loans and hard money loans.

Examples of loan products and services offered by 1st Innovative Finance Group:

• Option loan: 11th District cost of funds.
• Five year loans
• Stated Income loans
• No asset verification
• Stated assets loan
• California home equity loans
• Rapid credit scores
• Raise credit scores
• 70% loan to value (LTV) with no credit score limits
• California second mortgages
• California reverse mortgage
• Subprime loans
• Hard money loans
• Alternative loans
• Debt consolidation
• Home equity line of credit
• Second mortgages
• Bridge loans
• California first time home mortgages
• California bad credit mortgages
• Getting you out of foreclosure
• Getting you out of "notice of default"

1^st Innovative Finance Group

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